Many organisations provide debt advice or act for you in negotiations with your creditors (people you owe money to). For example, they can find the best way for you to deal with your debts and set up an arrangement with your creditors. 

Not all debt advice is free and some organisations may charge a fee. This fee can be for helping you and/or managing any arrangements they set up with your creditors. You should check if there are any fees and how and when you might have to pay them.

Direct Gov
Advice and support on debts and arrears, court claims and bankruptcy and how to plan your way out of debt.  Click the following link Direct Gov to go to the "Managing Debt" page.  

Crisis loans
These can be applied for from the Social Fund at Chichester on 01243 812552 and further information can be obtained by visiting the Department for Work and Pensions website

Citizens Advice
Visit the Central Sussex CAB for free, practical advice. The Burgess Hill branch is based at 38 Church Road and holds drop in sessions from 9.30am - 4pm. Alternatively you can telephone 0844 477 1171 (not a free call). Their website is: www.citizensadvice.org.uk

National Debtline
The National Debtline offers free, confidential and independent help, freephone 0808 808 4000 or visit their website: www.nationaldebtline.co.uk 

Mid Sussex Debt Advice
For local advice contact Mid Sussex Debt Advice at the Kings Church, 33-35 Victoria Road, Burgess Hill. Telephone: 01444 244215, email: debtadvice@tkc.org.uk or website: www.communitymoneyadvice.com.  Open Monday evening 7.30 pm to 9.30pm or daytime by appointment.

Bankruptcy-Insolvency.co.uk - debt advice service
Bankruptcy-Insolvency.co.uk is a freephone telephone advice service and online resource for people with debt problems. The service can assist consumers nationally throughout the UK with general debt advice and ways to deal with debt such as bankruptcy and IVA advice. Call 0800 074 6918 - Open 24 hours all year round (including public holidays) or visit the website: www.bankruptcy-insolvency.co.uk

Consumer Credit Counselling Service
The Consumer Credit Counselling Service (CCCS) are a debt help charity who over the last 15 years have been helping people across the UK get back in control of their finances. If you are struggling with debt and are looking for some help, use their online tool - CCCS Debt Remedy - for an anonymous and instant assessment of your debt problem and free debt advice tailored to your individual needs. Call 0800 138 1111 or visit their website: www.cccs.co.uk

Debt Advice Foundation
The Debt Advice Foundation is a registered debt advice and education charity that was established in 2002. Their mission is to help the growing number of people who find themselves with unmanageable debts. They offer many different kinds of help including one-to-one advice and education initiatives. Call 0800 043 4050 or visit their website: www.debtadvicefoundation.org

Debt Watchdog
This online resource offers independent advice to help people anonymously find out about debt management and learn how to deal with debt problems themselves. Through their online forum, visitors can login anonymously and ask any question they like about debt or money related issues. Visit www.debtwatchdog.com for details.  

Legal Advice

Community Legal Advice
If you qualify for legal aid, the CLA can provide free help or legal advice over the phone. They can help with debt, housing, employment, education, welfare benefits and tax credits. Call 0845 345 4345 or visit their website: www.communitylegaladvice.org.uk

Business Advice

Business Debtline
The Business debtline provides a free telephone debt counselling service for the self-employed and small businesses facing financial hardship. Call 0800 197 6026 or visit www.bdl.org.uk

Startup Co 
Telephone: 0845 782 7887 
An enterprise agency offering local one to one advice, support, workshops and seminars to pre-start, start-up and existing small businesses throughout West Sussex, including Mid Sussex. These services are offered free or at heavily subsidised rates.

Sussex Enterprise
Greenacre Court Station Road, Burgess Hill
Telephone: 0845 67 888 67
Email: info@sussexenterprise.co.uk
Website: www.sussexenterprise.co.uk
Sussex Enterprise is the largest organisation that supports and represents businesses in Sussex. Owned by and accountable to the business community, it exists to help Sussex business prosper and develop by providing expert business help and advice.